Select “Block Other” on the line you wish to update. Updated August 8, 2023 (Credit: Mundissima / Shutterstock) You hear the sound of an incoming text message and excitedly check your phone. Pay Bills -> Insurance -> Singapore Life Ltd. Contact us at help@singlife. You’ll get the maximum returns (1. 4% per annum is available until 31 March 2023. Starr TraveLead Travel Insurance. 4 Shenton Way, #01-01, SGX Centre 2 Singapore 068807 singlife. Policy number (optional) Last 4 characters of your NRIC/FIN eg. Under the voluntary scheme, which is available for all personnel to purchase on their own, servicemen can now be covered for a maximum of S$1 million, up from the previous. Last 4 characters of your NRIC/FIN (Optional) If you cannot remember your policy number, please consent to us using your partial NRIC/Passport no. Once you’ve enabled your phone’s built-in spam protection, you reduce the risk of accidentally interacting with a spam text. If you’ll like to speak to someone, you can call us at +65 6827 8030 (Mon-Fri, 8:45am to 5:30pm) or email [email protected]. Go back into “Settings” and to “Sounds”. Step 1: Tap on ‘Withdraw’ in your Singlife Account dashboard. Step 2: Go to More settings followed by. *Terms and conditions apply. The rest of the financial institutions require users to login using their own credentials. Another way to block texts in the Google Messages app is by opening the. Click "Register" and enter the required information. In your phone app browse to “More” (the three vertical dots), then “Call History,” tap a number you want to block, and then select “block/report spam. We're here for you. Step 3: Click the link in the text that will redirect you to the GCash app, or open the GCash app and go to the GInsure section. Your Singlife car insurance policy entitles you to free 24/7 breakdown assistance within Singapore. Follow the steps on the screen to make payment accordingly. Requirements include date of testing, name of hospital, copy of dengue test result, dengue test result reference number, and copy of official receipt. com . This product offers insurance coverage on top of Medisave-approved plans. Navigator, an integrated investment platform under Singlife with Aviva, aims to enhance platform reliability and efficiency to enable a better way to. * in your Singlife Account by participating in the bonus return and cash bonus campaigns. 196900499K GST Reg. Select “GIRO arrangement” and click “Terminate”. Please note that you will be redirected to CPF's website. By providing your phone number, you agree to receive a one-time automated text message with a link to get the app. a. ) Tick Report spam, then tap OK. Select “Block calls and messages”. Step 3: Click the gray “Info” button. Get in touch with us. If you're also getting spam on WhatsApp, you can block the number simply by selecting Block when you open the conversation. ”. Underwritten by AXA. On OCBC Online Banking. Go to the search box at the beginning of the page and search by typing block. Get priority notifications: Tap Notifications Priority. A better way to financial freedom. Any mismatch or transfer completed by a third party may lead to follow-up validation checks and/or return of funds to the source. Given name. It also empowers customers to save up money for big funding goals in a dynamic way, adjusting as needed without having to wait or pay for additional cost. Get 200% of the sum assured for cancer, heart attack, stroke and 13 specific heart and neurological conditions at the early, intermediate, or severe stages. Seeking Advice From Your Financial Adviser Representative Therefore, it is important to seek advice from your Financial Adviser Representative before early surrender of your policy. Plus, get 6 months of Heatstroke Insurance FREE with the purchase of a single trip plan. Bed Bath & Beyond: Final days to use your mobile offer —by unwanted— Ding! Congratulations, your auto loan is preapproved —messages. In return for the correct premium You paid, We will provide the cover shown in Your. Feel free to contact us for any questions or concerns through help@singlife. For example, if you’ve purchased an. Step 3: Review the product details, then tap Get A Quote Now. 5% p. A better way to financial freedom. If you’re departing on 2 February 2022, 23:50, you should indicate the start date as 2 February 2022). Useful. a. 7. This range depends on if you send the message knowingly or to what extent you abused information. 0 5 3. • Quickly read and respond to incoming messages. Chat with customer support, access boarding passes, and get the answers and info you need all from the Messages app. Scroll down to the bottom of the screen, and select Block this caller. This will turn off vibrations regardless of whether the iPhone is muted. Here’s a look at the benefits of Singlife's IP, Singlife Shield. Here are a couple of things you can try to block spam messages on your iPhone. g. a. b) No Text Message Register, to opt out of receiving specified text messages (including any text, sound or visual message that is not a specified call or fax, e. 5% p. Find out more about the campaign here. The maximum annual deductible that applies to both Singlife Shield and Singlife Health Plus that you have to pay per policy year is as shown in the benefits schedule. By taking care to reduce your digital footprint, using safeguards to protect you, and eliminating your data footprint on data brokers’ servers, you can avoid malicious text messages. 5% by 365. Contact number. If they’re unable to repair or restart your car, they’ll arrange (free of charge) to tow your car to the nearest suitable repairer. Block spam texts on an iPhone. SMS/MMS); and c) No Fax Message Register, to opt out of receiving specified fax messages. 01 Dec 2022. When it was introduced in 2002 as ElderShield 300, it provided payouts of $300/month for up to 5 years upon severe disability. Put your health and loved ones first by staying ahead with this coverage. Select “Cellular”. com Company Reg. You may reach out to Singlife for further assistance via: Email: [email protected] Inpatient hospital treatment 1. 0 5 3. 2. Cashless and hassle-free. com Singlife Account - Terms and Conditions v1. Verify the details onscreen (eg. Do one of the following: If you haven’t opened the message: Swipe left on the message, tap , then tap Delete and Report Junk. Standard messaging rates may apply. Call our toll-free. The text message contains a suspicious link. The first option is to report it to your network provider. 3. S$2,500. Long-press the message and tap the Block icon. 5% p. Loss or damage of baggage & personal belongings2. if both parents are covered under Singlife Shield Plan 1 or Plan 2, and Singlife Health Plus Private Lite, Private Cover, Private Prime, Public Lite or Public Prime. For starters, 41% of consumers prefer to receive marketing messages via SMS than email (via Thrive Internet Marketing Agency ), so they may be more receptive to correspondence in this format. Singapore’s 2018 healthcare cost inflation hit 10%, 10 times the economic inflation rate 2. Requirements include date of testing, name of hospital, copy of dengue test result, dengue test result reference number, and copy of official receipt. Wait for the text containing the voucher code. The Singlife Account covers you upon death or terminal illness with a payout of up to 105% of your account value. Click the link in the text that will redirect you to the GCash app, or open the GCash app and go to the GInsure section. If you’ll like to speak to someone, you can call us at +65 6827 8030 (Mon-Fri, 8:45am to 5:30pm) or email [email protected]. Please ensure that the bank account holder's name matches the Singlife Account policyowner's name. Go to Settings > Connected Devices > Link to Windows > About Link to Windows . Singlife Philippines Inc. These are the key benefits of Singlife CareShield Standard and Singlife CareShield Plus: Receive better supplements for life events We want the best for you. Tap at the top of the screen. Feeding. For enquiries on insurance, kindly call hotline 6841 3838 or WhatsApp us via the icon below (Mon to Fri 8. Click the following links to find out more about. For a limited time only. Complain to the TPS. For any disputes raised before 6 th Nov 2023 relating to refunds and/or reversal arising out of card transactions on the Singlife Debit Card, please email us at [email protected] life is a government scheme which begins in 2020 to provide a monthly income payout in the event the insured suffers from severe disability. 5%) when you park up to S$10,000 with them and spend S$500 monthly on the Singlife Visa debit card. To get your free accident cover, go to GInsure in GCash, click on the ‘Cash for Income Loss’ product card, and answer a few questions to get a. Singlife will continue to develop tools and solutions that are digital to the core to empower customers with more control over their finances. The insurance savings plan that gives you up to 3. If you’re involved in an accident with a foreign motorist, please call our 24-hour claims helpline at +65 6333 2222. Learn more!Renewing insurance made easy with GCash Insurance! Take advantage of the very affordable premium to keep you covered! Stay covered this year!Up to 48% OFF Singlife Travel Insurance Promo. • Convert to a Paid Up policy and stop paying future premiums; or • Reduce the policy regular premiums (applicable only to regular premiums policies). Type your message and select send. Singlife’s Cash for Income loss is available in GCash, where you can choose your preferred cover by answering a few questions, get insured, and receive your policy in just a few minutes. 2. Step 2 (a): Select your bank account for the withdrawal amount to be credited to. 73 more for you after 30 years. | Read 21-40 Reviews out of 2,998. 3 Death benefit If the Life Assured dies while the Policy is in-force, We will pay the death benefit. (promotional base return on first S$10,000 of. Are there any 16To withdraw your consent at any time, please call Singlife at +65 6827 9933. Rising healthcare costs might have something to do with it. singlife. For the average consumer to feel financially free, it would take approximately 27 years to accumulate a median savings of S$566,640, provided they save at least S$1,733 per month. Submit your claim through your preferred channel. It was very straight forward and easy process to get policy. Exam stress doesn’t just affect students. For the private sector’s part, telcos like Globe Telecom Inc. 4 Nov 2023. MR-8500166-8 Please enclose documentary evidence - photocopy of Deed Poll, NRIC or Passport CORRECTION OR CHANGES TO IDENTITY NUMBER / NATIONALITYSinglife Health Plus options attachable to Singlife Shield Plan 1 only Singlife Health Plus options attachable to Singlife Shield Plan 2/3 only Private Prime Private Lite Public Prime Public Lite (a) Annual deductible payable by policyholder A&E or Preferred medical providers 1 S$0 Singlife Shield annual deductible applies S$0 Singlife Shield. 2 PLAN FEATURESThe Singlife Plan & Protect App is the first and only mobile app in the Philippines where you can get insurance directly through your phone! Unlike traditional insurers, Singlife gives you full control of your life insurance and investment from start to finish using only the app. Follow these steps to block a phone number on iOS: Step 1: Open the text. You. 45am to 5. About this app. Does anyone else have access to this account? I think so It's not me. 4. Convert your policy into a non-participating policy using your policy’s cash value: 1. 5% p. If you cancel the policy within the free look period, your protection will. 1. A homegrown financial. I called and Whatsapped Singlife and they just kept saying they will raise it up. On Android, open the spam text > tap on the three dot-icon on the top right of your screen > select Block Number and toggle Delete Conversation. [2]Submit your claim online. Apple Watch Features. Co-insurance Co-insurance which you have to pay in respect of a claim under your Singlife Health Plus policy (up to the limits shown in the benefits schedule). . Singlife reserves the right to terminate, change or suspend, any of the services and features in the App. Singlife’s inaugural Financial Freedom Index has revealed that consumers in Singapore scored 60 out of 100 in terms of feeling financially free. Meet these tireless caregivers who prove that life doesn’t stop when disability gets in the picture. Enquire about or make changes to my policy. Scammers impersonate delivery service support to rip off drivers and restaurants. Choose the plan that you wish to avail. com or chat with us on our Facebook page at Singlife Philippines. In a statement on Friday, the Ayala-led. Select the circle with the line through it at the top right of the app. Enjoy life insurance cover of up to 105% of your account value in the event of death or terminal illness. Up to 48% OFF Singlife Travel Insurance Promo. 30pm, Mondays to Fridays, excluding public holidays. Pritchard in Lampasas County, Texas, is a practiced criminal defense lawyer who has the skill, experience, and drive necessary to help you build your strongest defense against text message harassment charges. Plus, get 6 months of Heatstroke Insurance FREE with the purchase of a single trip plan. For further assistance, you may reach out to Singlife through their channels: Email: help@singlife. • Coverage for an Insured Person will cease immediately in any of the followingTom, aged 25, bought a ReadyBuilder (II) plan with monthly premium of $500 and chooses a premium payment term of 10 years. Nov. e. Transform your customer experience with our advanced platform. rd. Step 3: Tap on ‘Pin’ to set your new pin. Submit the claim form together with all your documents – this could be your flight itinerary and boarding pass as well as necessary invoices and reports. If you're covered under the MINDEF/MHAs core scheme only and want to upgrade to the voluntary scheme to receive discounts and other goodies, call our Singlife Relationship Consultants at +65 6827 8000 (Mondays to Fridays,, from 08:45 to 17:30, excluding public holidays). Make top-ups and withdrawals whenever you want. The Singlife proposition was to take the best technology and turn that into real efficiency for our customers. They are really banking on people’s inertia to switch. How Singlife Essential Critical Illness works Age Next Birthday (ANB) 45 No Claim Reward: S. if both parents are covered under Singlife Shield Plan 1 or Plan 2, and Singlife Health Plus Private Lite, Private Cover, Private Prime, Public Lite or Public Prime. In this way, the iPad will no longer receive iMessages from iPhone. With this plan, you can significantly reduce your out-of-pocket cancer treatment expenses both locally and. • For change of plan to Singlife Shield Standard Plan, any existing Singlife Health Plus will be terminated and unused premium will be refunded. In addition, if you choose to be insured under Singlife’s Singlife Shield / Singlife Health Plus, the person paying for Singlife’s Singlife Shield / Singlife Health Plus will stop receiving APS, if he or she is currently receiving APS. Swipe downwards from the top of your screen to reveal the Quick Panel, and then. Tap the arrow next to the contact number that’s found at the top of the screen. The following words and phrases will have the meanings set opposite them unless the context indicates otherwise: Additional Terms and Conditions means such terms and conditions which are applicable to particular Persons as specified in addition to these Terms and Conditions. ¹. Please note that dates are based on Singapore local time (GMT +8:00). Protect your finances from the cost of severe health conditions and critical illnesses with Singlife Critical Illness Care. The current definition for severe disability is the inability to do 3 out of the following 6 Activities of Daily Living (ADLs) Washing. com. Step 6: Authorise biometric login with your 4. (Tap or to add emoji . As part of combining the two businesses, we will bring all existing Singlife customers into the Aviva ecosystem, and change the name of the business. Term insurance are cheaper pero others are one time used lang. e. We may, at Our discretion, issue a replacement Singlife card and may charge a replacement fee for so doing. In the list of apps, click Messages SMS Messages . Select the message option. 45am to 5. How is the daily return rate being calculated? When SingLife mentions that the return rate per annum is 1. If you are an Apple user, go to your iPhone’s Settings, then choose Messages and scroll down, tap Filters, then tap to turn on “Filter Unknown Senders. We're delighted to hear that our insurance offerings have been easy, affordable, and convenient for you, especially as a busy mom. Enjoy a 10% premium discount* when you purchase Singlife Accident Guard for your children. For single-trip plans, you should indicate the full overseas travel period only as your insurance cover. We banned words like “paper” and “batch runs”; these things were just not part of our psychology. The Singlife Account is an insurance savings plan that lets you earn 2% p. Send an SMS with the message 'DNC' to 78771 Click here to find out more. Discover Twilio's seamless communication solutions at Singlife. How can I get help? You can call our customer service hotline at 6827 9933 or email us at cs_life@singlife. 30pm. Total potential cash value: Age 50: $114,362 ( >1. You need to enable JavaScript to run this app. Save, earn and be insured all in one app. Expect to receive more text messages using this option. bonus return. You can also open any conversation in Messages to read it again. I’m Interested! Get the Singlife App. Turn on “Enable Spam Protection. We are closed on Saturdays, Sundays and Public Holidays. Register Online. On the GCash app, t ap GInsure; Tap Health and select Dengue with Free COVID-19 Cover product by Singlife; Review the product details, then tap Get A Quote Now. For any disputes raised before 6 th Nov 2023 relating to refunds and/or reversal arising out of card transactions on the Singlife Debit Card, please email us at cs_life@singlife. rd. On your Singlife App: Step 1: Tap on ‘Settings’. First announced in September 2020 and valued at S$3. So having the assurance of cash payouts to lighten your daily living expenses is important. The insurance savings plan that gives you up to 3. Singlife Shield Starter and Health Plus Starter. 6 days ago. suspend or cancel Your Singlife card immediately / at any time. Wait a moment or two and turn AirPlane mode back off, you’ll see the Message that you canceled on will have a red warning text saying “Not Delivered” with an (!) exclamation mark, indicating the message was not sent – you successfully canceled sending the message. com Singlife Account - Terms and Conditions v4. 93X of total premiums paid)The text message is coming from a strange phone number or suspicious email address. But the TPS doesn’t have enforcement powers so it can’t penalise the company responsible for bombarding you with nuisance calls. S$35,000. Singlife Health Plus provides complementary protection to Singlife Shield by providing coverage for the deductibles and/or co-insurance so that you can pay less or lower expenses for your medical bills. Up to 48% OFF Singlife Travel Insurance Promo. Useful. Some of the most well-known and trustworthy third-party applications in Singapore that can block unwanted and suspicious calls and texts include Messages and Phone by Google, Hiya, Calls Blacklist, and Call Control. Tap the app icon that resembles a speech bubble. You should read this policy, the information You have provided and the Schedule together. Please refer to the policy schedule for the plan that you have bought. Here, tap on the ‘Info’ button. If you can ID the sender, reply with STOP , Opt-Out , Cancel , Quit, or Unsubscribe. GCash Promos. a. This means if your hospital bill is S$10,000, the 50% will first be applied (i. Pacheck ung clause ng ito sa term insurance. 2. Step 1: On the GCash App, tap. if both parents are covered under Singlife Shield Plan 1 or Plan 2, and Singlife Health Plus Private Lite, Private Cover, Private Prime, Public Lite or Public Prime. We’re glad to know you’re interested in a better way to protect your business and your employees’ health and wellbeing with Singlife's Corporate Insurance plans. Tap on the menu bar. Through innovative, technology-enabled solutions and a wide range of products and services, Singlife provides consumers control over their financial wellbeing at every. Products Promotions Claims Payments About us Blog Support Login ClaimsOpen Messages . Organisation ABC sends him the following text message to market its upcoming workshop: “<ADV> You are invited to ABC’s workshop. Turn off cellular data by slide the toggle next to “Cellular Data” to the left. 55. An annual spending limit is set at S$30,000 on a 365-day rolling basis. 36. The STEADY method to help your child manage exam stress. singlife. Text message (SMS) scams are when a scammer uses an initial text message to gain financial details, personal information, access to your phone or money. The child shall enjoy the same benefits provided under the Public Lite policy attached to Singlife Shield Plan 2 of the Benefits Schedule. Years ago, I vaguely remember a remark from my former manager. Singlife assumed the portfolio previously held by Aviva. The Singlife Plan & Protect app enables customers to build a better, smarter emergency fund that can be withdrawn at any time using a nifty Singlife Card. Make, receive, and monitor calls around the world PSTN Sip Trunking SDK. as per the screen. Step 4. 196900499K GST Reg. Medium-Risk. It also empowers customers to save up money for big funding goals in a dynamic way. Updated August 8, 2023 (Credit: Mundissima / Shutterstock) You hear the sound of an incoming text message and excitedly check your phone. 4 days ago. If your frame is running inside another site and you check using event. Scroll down and tap Block This Caller. Navigator Investment Services has ramped up its operations and management strength as part of its ambitious business plans to develop financial advisory services for the industry. Step 1: On the GCash App, tap GInsure. Learn how to watch out for the warning signs and help your child. e. However, if the cancellation happens after the free look period, your coverage will stop at the end of the insurance policy anniversary. Singapore Life Ltd. Ways to block calls and text messages. Press down on it until a menu pops up. This sorts messages from people who aren't on your. Existing policyholders who have a maximum claim of S$1,000 over the last two years (policy renewal date on or after 1 April 2022) are eligible for a 15% discount on their premiums. Find out what you need to make a claim with our step-by-step guide. Repairs for your car. Tap your profile picture or icon Messages settings. Date of experience: 19 November 2023. If you want to reply to a text message, it works the same way. If you need a vehicle to ensure you don’t save. A cookie is a small text file placed on a computer or mobile device when a user visits a website or uses an application which may then be stored on the user’s system. 5. Your Singlife Travel Policy Definitions Important Information Section 1a Accidental Death, Permanent Disablement & Burns Benefit Section 1b Accidental Death and Permanent Disability due to War Section 1c Double Indemnity for Death in Public Transport Section 2 Family Assistance Benefit Section 3 Child Education BenefitFor new Singlife App users, you will need to create a login account using your mobile number after downloading the app. , then tap. com company, today announced that homegrown financial services company Singlife with Aviva, will be going all-in on AWS by the end of 2023. Thanks for your message! We will get in touch with you within twenty-four (24) working hours. You may have heard about food delivery services like DoorDash or Uber Eats: you order through a restaurant’s website or a delivery service’s mobile app and drivers deliver your food. Step 3: Indicate the amount you would like to withdraw. Question I do not bank or insure with any of the participating financial institutions. If that isn't possible, we'll tow your car to the service centre of your choice within Singapore*. *Terms & Conditions apply. Hence the claimable amount will be S$4,750. • For change of plan to Singlife Shield Standard Plan, any existing Singlife Health Plus will be terminated and unused premium will be refunded. 4 Final expenses benefit 8 8 13 14Singlife recently launched the Singlife Account to address some of the biggest challenges that consumers faced with money. Covid-19 Coverage. Click here to purchase a plan. Thank you for choosing us for your insurance needs. * APS is for families who need assistance with MediShield Life and/or CareShield Life premiums,The terms in this App Agreement automatically apply to your use of these new features and services in addition to the specific terms and conditions that will be made available to you concerning these features and services. New policies from 1 April 2022 will immediately be entitled to the discount. ElderShield is a basic long-term care insurance scheme targeted at severe disability, especially during old age. Political text messages ramp up dramatically during election season. Or tap on the right, then choose contacts from the list. Products Promotions Claims Payments About us Blog Support Login Claimssinglife. I’m Interested! Get the Singlife App. Promos. *Up to 3. Here, we list five options for tapping the cash value in your policies, and what you need to take note of. CERT NZ has launched a new website called Own Your Online. The mobile-first Singlife Account – with a Singlife Debit Card – allows customers to save, spend, earn and be insured all in one app. Always choose strong and secure passwords for your email, financial services and online banking accounts, and online portals. To terminate your subscriptions to services received via SMS such as weekly tips, ringtones or other content, key-in CHECK and send it to the access number that regularly sends the information to you (Example: Type CHECK and send to 235). See also Express VPN Singapore Review 2023. 30pm, Mondays to Fridays, excluding Public Holidays). Tip: If you can't find "RCS chats," tap Chat features. To block a text on your iPhone, follow these steps: Open the text. You also consent to Singlife collecting, using, disclosing or transferring your personal data in this form to Singlife related companies, third party providers or. On iPhone, you can do the following: Open the Messages app, open the conversation in question. Caregiver stories: Stretched thin and powering on. Contact number. Select the article from the search results. Each submission should be furnished with full particulars and full facts of the claim, including its occurrence, as well as detailed information on. • For change of plan to Singlife Shield Standard Plan, any existing Singlife Health Plus will be terminated and unused premium will be refunded. Extra coverage for your hospital bills. I can't seem to access it online as well, just says my account is locked. Step 4: Enter your OTP received via SMS to verify the. (Previously known as DIRECT - Whole Life Assurance) An attractively affordable life insurance plan that gives you up to S$200,000 coverage - and. Way 1. This fully digital process eliminates complex paperwork and. In order to understand how the DNC Provisions apply, it is important to take. 7. To get your free accident cover, go to GInsure in GCash, click on the ‘Cash for Income Loss’ product card, and answer a few questions to get a. Step 1: Tap on ‘Withdraw’ in your Singlife Account dashboard. call and/or text messages/SMS. Singlife Philippines (“we”, “us”, or “our”) is fully committed to protect and respect your privacy. Enjoy these benefits with any Tuas Power Electricity Plan! For a full list of our promotions, please click here. Join our different promos to enjoy rewards when using GCash. Singlife Big 3 Critical Illness. GCash Promos. No medical underwriting requirement;. Maintain your existing Singlife Sure Invest policy or sign up for a new Singlife Sure Invest plan and fund a minimum of S$1,000, to qualify for 0. Covering a range of illnesses including cancer, heart disease and stroke, this plan keeps you covered even with certain exisiting health conditions. S$5,000), followed by subtracting the 5% co-payment with Singlife Health Plus Starter (i. TIP: Make copies of all your documents and claim forms in case they get misplaced. Please note that you will be redirected to CPF's website. com Review. FAMILY. Tap it. You may make your premium payment via AXS e-Station, AXS m-Station (mobile app) and AXS Station (kiosk). Send a short, brief note naming their threatening behavior as harassment and letting them know that you’re willing to take whatever actions are necessary to stop it. Join our different promos to enjoy rewards when using GCash. This option allows you to manually choose which types of SMS messages you receive. Step 5:. The “Quick Access” menu (Accessible via the “Invest” dashboard)Sample Message 1 Organisation ABC has obtained clear and unambiguous consent from an individual to send him telemarketing text messages to his mobile telephone number as well as marketing e-mails. Use your phone’s built-in spam-blocking features. These principles serve to provide a common understanding of Singlife’s ethical standards and to promote operations in accordance with these standards. Message (optional) By clicking "Submit", you consent to Singapore Life Ltd.